Small Businesses

Workplace retirement plans can be a wonderful benefit for employees.  It can also be a powerful way for small business owners to build their personal wealth.  Unfortunately, the options are somewhat limited.  The marketplace for small business retirement plans is dominated by large companies offering "bundled" all-in-one packages.  This arrangement can be convenient, but is also more confusing, costly, and rigid.

Three Oaks Capital offers "open architecture" small business retirement plans.  This frees us to construct customized plans for our small business clients and hand pick the best service providers for their needs.  This structure gives us the ability to choose from thousands of potential investment options, as opposed to a few hundred offered in a bundled plan.  This format is transparent, easy to understand, and often far less expensive than competing bundled packages.

Additionally, we typically serve as ERISA section 3(21) or 3(38) fiduciaries to retirement plans we manage.  This allows business owners & plan sponsors to share, or even delegate much of their fiduciary responsibilities to select and monitor plan investments.  Here are a few typical areas where we help small businesses with regard to their workplace retirement plan:

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Plan Design & Management

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Investment Selection & Monitoring

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Benchmark Reviews

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Participant Education

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Learn how a financial planner can help you strengthen your business:


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