Retirement Plan Services


Employer sponsored retirement plans can be a wonderful benefit for employees.  But all too often they're confusing, time consuming, and expensive.  It's easy for small businesses to get sucked into the operational headaches of their retirement plan, rather than focusing on the more important parts of their business.

At Three Oaks Capital we help employers craft retirement plans that actually work for them.  We want retirement plans to be an advantage, not a burden, and build streamlined and customized solutions based on our clients' needs. 


Our Retirement Plans Are:


Easy to Manage


We build plans specifically for our clients' needs.  Rather than using a boilerplate, "off the shelf" retirement plan, our custom solutions are built specifically for you.





Our "unbundled" retirement plans make it easy to understand how much you're paying and to whom.  Never again will you be left deciphering a statement trying to calculate your total costs.



In Your Best Interests


Three Oaks is a registered investment advisory (RIA) firm, meaning that we have a legal obligation to act in your best interests at all times.  We offer value added guidance to help you make the right decision for your organization.





Three Oaks manages each plan's investment options to ensure they're meeting you & your participants requirements at all times.  Underperforming and high cost options are eliminated and replaced through our screening process, and participants are given as much guidance as they need to ensure long term success.





Our open architecture platform gives us total freedom when selecting investment managers, recordkeepers, and compliance specialists.  By seeking quality and cost effective service providers, our plans often result in significant cost savings.



Less Risk to You


Offering an ERISA governed retirement plan comes with certain fiduciary responsibilities - some of which can be delegated to other parties.  Three Oaks is happy to take some of these off your plate, leaving you with a better plan, with less risk, at a lower cost.



Our Services

Three Oaks Capital offers the following services to help our clients build and manage effective retirement retirement plans:

• Fiduciary consulting & management pursuant to sections 3(21) & 3(38) of ERISA
• Plan design & management
• Construction & implementation of investment policy statements
• Selection, monitoring and replacement of investment options
• Participant education
• Participant guidance & advice
• Plan benchmarking



Plans We Work With

• 401(k)
• 403(b)
• Profit Sharing
• Solo 401(k)
• Money Purchase
• Defined Benefit



How Much It Costs


Fees range from 0.15% to 1.5% of plan assets per year, depending on the scope and complexity of services provided.




Minimum Asset Levels


Some types of retirement plans may have a minimum asset requirement, which varies on a case by case basis.




Next Steps


If you feel like your organization might be a good fit for our retirement plan services, book a 30-minute introductory chat by clicking the link below.